General knowledge(GK)/Insurance Awareness MCQ Set 1 Sample Test,Sample questions

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Question: 
 A deductible is usually mentioned in

1.Rupee

2.Dollar

3.Euro

4.Any currency

Posted Date:-2022-01-23 13:12:21

Question: 
 A single policy covering a group of individuals, usually employees of the same company or members of the same association and their dependants is called _____

1.Hospital Insurance

2.Hull Insurance

3.Group Insurance

4. Identity theft Insurance

Posted Date:-2022-01-23 12:52:23

Question: 
 Agriculture Insurance Company of India Limited (AIC) was incorporated in which year?

1.20th December 2004

2. 20th December 2002

3.20th December 1999

4.20th December 2007

Posted Date:-2022-01-23 12:10:21

Question: 
 Agriculture Insurance Company Of India Limited' (AIC was incorporated to exclusively cater to the insurance needs of the persons engaged in agriculture and allied activities in India under-

1. Companies Act, 1956

2. SEBI Act, 1992

3.IRDA Act, 1999

4.Reserve Bank of India Act, 1934

Posted Date:-2022-01-23 12:07:14

Question: 
 An environment where insurance is plentiful and sold at a lower cost, also known as a Buyers market is called ______

1.Hard Market

2.Soft Market

3.Alternative Market

4.None of the above

Posted Date:-2022-01-23 12:54:38

Question: 
 Coverage against loss through stealing by individuals not in a position of trust is called ________

1.Hospital Insurance

2.Hull Insurance

3. Group Insurance

4.Theft Insurance

Posted Date:-2022-01-23 12:57:05

Question: 
 IBAI was incorporated as a Company under Section 25 of the Companies Act, 1956. What is the meaning of "B" in IBAI?

1.Base

2.Broadcasting

3.Brokers

4.Board

Posted Date:-2022-01-23 12:03:28

Question: 
 In a life insurance contract, the stated sum of money to be paid to the beneficiary upon the insured's death is termed as ______

1. Face Amount

2.Face Amount

3. Face Amount

4. Extra Expense Insurance

Posted Date:-2022-01-23 12:45:57

Question: 
 In pursuance of which one of the following was the General Insurance Corporation of India was formed?

1. General Insurance Business (Nationalization) Act, 1972

2.Insurance Act, 1938

3. Insurance Amendment Act, 2002

4.IRDA Act 1999

Posted Date:-2022-01-23 11:25:22

Question: 
 In pursuance of which one of the following was the General Insurance Corporation of India was formed?

1. General Insurance Business (Nationalization) Act, 1972

2.Insurance Act, 1938

3. Insurance Amendment Act, 2002

4.IRDA Act 1999

Posted Date:-2022-01-23 11:25:24

Question: 
 In pursuance of which one of the following was the General Insurance Corporation of India was formed?

1. General Insurance Business (Nationalization) Act, 1972

2.Insurance Act, 1938

3. Insurance Amendment Act, 2002

4.IRDA Act 1999

Posted Date:-2022-01-23 11:26:08

Question: 
 In which among the following year National Insurance Company Limited (NICL) was incorporated?

1.1906

2.1959

3.1935

4.1919

Posted Date:-2022-01-23 12:05:07

Question: 
 In which year New India Assurance Co Ltd nationalized?

1.1945

2.1947

3.1973

4.1969

Posted Date:-2022-01-23 11:52:40

Question: 
 In which year New India Assurance Co Ltd nationalized?

1.1945

2.1947

3.1973

4.1969

Posted Date:-2022-01-23 13:00:04

Question: 
 In which year New India Assurance Co Ltd was found?

1.1918

2.1818

3.1919

4.1945

Posted Date:-2022-01-23 11:47:53

Question: 
 In which year New India Assurance Co Ltd was found?

1.1918

2.1818

3.1919

4.1945

Posted Date:-2022-01-23 12:47:58

Question: 
 Insurance is legislated by:

1.Insurance Company

2. State Government

3. Central Government

4.Government of India

Posted Date:-2022-01-23 11:45:25

Question: 
 Insurance is listed in the Constitution of India in ______scheduled as Union List subject:

1. Eighth

2.Ninth

3.Seventh

4.Tenth

Posted Date:-2022-01-23 11:44:28

Question: 
 Limit of FDI in Insurance sector:

1. 47%

2.50%

3. 49%

4.51%

Posted Date:-2022-01-23 11:38:24

Question: 
 New India Assurance Co Ltd has branches in how many countries?

1.25

2.26

3.27

4.28

Posted Date:-2022-01-23 12:49:37

Question: 
 Oldest (1818) life insurance company is:

1.Postal Life Insurance Company

2.. Max Life Insurance Company

3.Oriental Life Insurance Company

4.Bharat Life Insurance Company

Posted Date:-2022-01-23 11:43:37

Question: 
 SEF is abbreviated as _____________________

1. Standard Endorsement Form

2. Secure Endorsement Form

3. Standard Envelope Form

4. Standard Endorsement Fair

Posted Date:-2022-01-23 11:30:08

Question: 
 The New India Assurance Co. Ltd. was a subsidiary of which of the following company?

1.General Insurance Corporation of India (GIC)

2.Life Insurance Corporation of India (LIC)

3. The Oriental Insurance Company

4.United India Insurance Company

Posted Date:-2022-01-23 12:00:55

Question: 
 The written insurance contract that may include all clauses, riders and endorsements. It is called?

1.Installment

2.Premium

3.Policy

4.Assets

Posted Date:-2022-01-23 12:06:11

Question: 
 What is the CRISIL rating for New India Assurance Co Ltd located?

1.AA/Stable

2.AAA/Stable

3.AA/Negative

4.AAA/Negative

Posted Date:-2022-01-23 12:59:14

Question: 
 What is the expanded form of the term ALM used in the banking sector?

1.Asset Liability Maintenance

2.Asset Liability Management

3.Asset Liability Manipulation

4.Asset Liability Maximisation

Posted Date:-2022-01-23 10:50:43

Question: 
 When was the General Insurance Council formed?

1.1955

2.1956

3.1957

4.1958

Posted Date:-2022-01-23 12:39:54

Question: 
 When was the Insurance Regulatory and Development Authority constituted?

1.1971

2.1999

3.2001

4.2005

Posted Date:-2022-01-23 12:43:21

Question: 
 When was Triton Insurance Company Ltd established?

1.1850

2.1854

3.1857

4.1860

Posted Date:-2022-01-23 13:07:53

Question: 
 When was Triton Insurance Company Ltd established?

1.1850

2.1854

3.1857

4.1860

Posted Date:-2022-01-23 13:08:03

Question: 
 Where is the head office of Agriculture Insurance Company of India Limited (AIC)?

1.Hyderabad

2.New Delhi

3.Kolkata

4.Chennai

Posted Date:-2022-01-23 12:02:42

Question: 
 Where is the headquarters of New India Assurance Co Ltd located?

1.New Delhi

2.Mumbai

3.Hyderabad

4.Kolkata

Posted Date:-2022-01-23 12:58:15

Question: 
 Which is the first Indian Commercial Bank that was fully owned and managed by Indians?

1. State Bank of India

2.Allahabad Bank

3. Central Bank of India

4. Canara Bank

Posted Date:-2022-01-23 09:05:31

Question: 
 Which of the following is an example of Broad Form Insurance?

1.Mortgage insurance

2. Automobile insurance

3. Liability insurance

4.Property insurance

Posted Date:-2022-01-23 11:33:10

Question: 
 Which of the following is not a part of India's Money Market?

1.Banks

2.. Bill Markets

3.Call Money Market

4.Indian Gold Council

Posted Date:-2022-01-23 10:52:19

Question: 
 Which of the following is not a public sector bank in India?

1. Andhra Bank

2.Federal Bank

3.IDBI Bank

4.Vijaya Bank

Posted Date:-2022-01-23 10:49:36

Question: 
 Which of the following statements is/are true about Co-operative Banks in India?

1. A. It has a three-tier set-up.

2. State Co-operative Banks does not have access to RBI

3.It is an urban oriented Bank

4. It functions on sound business principles.

Posted Date:-2022-01-23 09:13:40

Question: 
 Which of the following type of insurance product is/are available in New India Assurance Co Ltd located?

1.Personal Insurance

2.Commercial Insurance

3. Industrial Insurance

4.All of these

Posted Date:-2022-01-23 11:54:58

Question: 
 Which one of the following does not belong to the main products of life insurance?

1.Term

2.Whole life

3.Endowment

4.Personal accident insurance

Posted Date:-2022-01-23 12:19:47

Question: 
 Which type of insurance usually requires higher premium?

1. Whic Broad Form insurance

2.Whole life insurance

3. Health insurance

4.Term insurance

Posted Date:-2022-01-23 11:35:29

Question: 
. Which among the following companies has not contributed towards the share capital of Agriculture Insurance Company of India Limited (AIC)?

1.Insurance Regulatory and Development Authority of India (IRDAI)

2.National Bank for Agriculture and Rural Development (NABARD)

3.General Insurance Corporation of India (GIC)

4.National Insurance Company Limited (NICL)

Posted Date:-2022-01-23 12:12:19

Question: 
. Which one of the following is the special drawing rights given by the International Monetary Fund to its member countries?

1.Cold money

2.Hot money

3. Paper gold

4.None of these

Posted Date:-2022-01-23 11:22:48

Question: 
A coverage that protects businesses engaged in electronic commerce from losses caused by hackers is termed as _______

1.Hospital Insurance

2.Hospital Insurance

3. Hacker Insurance

4. Identity theft Insurance

Posted Date:-2022-01-23 12:47:17

Question: 
A method of valuing insured property or the value computed by that method is known as

1.Actual cost validity

2.Actual cash value

3.Replacement cash value

4.Normal cost value

Posted Date:-2022-01-23 11:28:07

Question: 
A seller's market in which insurance is expensive and in short supply is termed as _______

1.Hard Market

2.Soft Market

3.Alternative Market

4. None of the Above

Posted Date:-2022-01-23 12:53:24

Question: 
Chairman of Life Insurance Corporation of India is:

1. Arundhati Bhattacharya

2.U K Sinha

3.S K Roy

4. Vimal Khanna

Posted Date:-2022-01-23 11:46:27

Question: 
Fiscal policy is related with which of the following?

1. Public Revenue and Expenditure

2.Education for All

3. Import and Export

4. Import and Export

Posted Date:-2022-01-23 10:29:56

Question: 
Headquarter of LIC is situated at:

1.Kolkata

2.Delhi

3.Mumbai

4.Hyderabad

Posted Date:-2022-01-23 11:42:34

Question: 
In which city the head office of Corporation Bank is situated?

1.Bengaluru

2.Mumbai

3.Mangalore

4.Kolkata

Posted Date:-2022-01-23 09:08:44

Question: 
Investment in ULIPs is related to which section of the Income Tax Act?

1.. 58C

2.65B

3.. 78A

4.80C

Posted Date:-2022-01-23 11:32:11

Question: 
Largest Life Insurance Company in India is:

1.The New India Assurance Company Limited

2.Life Insurance Corporation of India (LIC)

3.United India Insurance Company Limited

4.National Insurance Company Limited

Posted Date:-2022-01-23 11:39:33

Question: 
Life Insurance Corporation was found on:

1. 1 April, 1955B.

2. 6 December, 1960

3.4 September, 1956

4. 1 September, 1956

Posted Date:-2022-01-23 11:41:48

Question: 
New India Assurance Co Ltd has branches in how many countries?

1.25

2.26

3.27

4.28

Posted Date:-2022-01-23 11:49:27

Question: 
New India Assurance Co Ltd is a type of?

1.Life Insurance Company

2. General Insurance Company

3.. Re-insurance Company

4. All of these

Posted Date:-2022-01-23 11:59:41

Question: 
Nippon Life Insurance has signed definitive agreements to invest Rs 2,265 crore (US$ 332.32 million in order to increase its stake in Reliance Life Insurance from 26 per cent to 49 per cent. Nippon Life Insurance based in-

1. USA

2.Japan

3.France

4.Germany

Posted Date:-2022-01-23 12:11:10

Question: 
UHIS has launched by the Government of India is already in existence for persons and families below the poverty line with the element of subsidy from the Government. UHIS stands for-

1.Universal Health Insurance Solutions

2.Universal Health Insurance Scenario

3. Universal Health Insurance Scheme

4.Universal Health Insurance System

Posted Date:-2022-01-23 12:09:09

Question: 
What does the letter 'S' denote in the term IFSC?

1. Subscriber

2.State

3.System

4.Source

Posted Date:-2022-01-23 11:26:57

Question: 
What is PAC?

1. Post-Authorized Cheque

2. Pre-Authorized Chequing

3.Process-Authorized Chequing

4.Pre-Authorized Checking

Posted Date:-2022-01-23 11:36:34

Question: 
What is the CRISIL rating for New India Assurance Co Ltd located?

1.AA/Stable

2.AAA/Stable

3.AA/Negative

4.AAA/Negative

Posted Date:-2022-01-23 11:51:44

Question: 
What is the function of IRDA?

1.Plan for Financial Inclusion

2.Provide relief packages to the Farmer

3. Regulate insurance business in India

4.Hiring & Purchasing assets

Posted Date:-2022-01-23 10:31:27

Question: 
What is/are true about IMF?

1.It's headquarter is situated at Washington, D.C.

2.t negotiates conditions on lending and loans under their policy

3.It oversees the fixed exchange rate arrangements between countries

4.All of the above

Posted Date:-2022-01-23 10:46:59

Question: 
What percent are shares of New India Assurance Co Ltd owned by Government of India?

1.50%

2.85%

3.99.4%

4.100%

Posted Date:-2022-01-23 11:48:42

Question: 
What percent shares of New India Assurance Co Ltd is owned by Government of India?

1. 50%

2.85%

3.99.4%

4. 100%

Posted Date:-2022-01-23 12:48:45

Question: 
When did insurance begin in Babylon?

1.1750 BC

2.1907 BC

3.1971 BC

4.2000 BC

Posted Date:-2022-01-23 12:13:30

Question: 
When was general insurance business nationalised?

1.1970

2.1971

3.1972

4.1973

Posted Date:-2022-01-23 12:41:28

Question: 
When was Life Insurance sector nationalised?

1.1947

2.1951

3.1956

4.1959

Posted Date:-2022-01-23 12:24:25

Question: 
When was the Export Credit Guarantee Corporation of India established?

1.1955

2.1956

3.1957

4.1958

Posted Date:-2022-01-23 12:40:27

Question: 
When was the General Insurance Corporation of India incorporated?

1. 1970

2.1971

3.1972

4.1973

Posted Date:-2022-01-23 12:42:32

Question: 
When was the Indian Mercantile Insurance established?

1.1905

2.1906

3.1907

4.1908

Posted Date:-2022-01-23 12:26:01

Question: 
When was the Indian Mercantile Insurance established?

1.1905

2.1906

3.1907

4.1908

Posted Date:-2022-01-23 13:09:37

Question: 
When was the Oriental Life Insurance Company established?

1.1815

2.1818

3.1821

4.1833

Posted Date:-2022-01-23 12:23:36

Question: 
Where is the headquarters of New India Assurance Co Ltd located?

1.New Delhi

2.Mumbai

3.Hyderabad

4.Kolkata

Posted Date:-2022-01-23 11:50:12

Question: 
Which bank has started as a private shareholders bank, mostly by European shareholders?

1.Bank of India

2.Bank of Baroda

3.Dena Bank

4.Imperial Bank of India

Posted Date:-2022-01-23 09:06:32

Question: 
Which bank is the sponsor of Prathama Gramin Bank?

1.Bank of Baroda

2. Indian Bank

3. Punjab National Bank

4.Syndicate Bank

Posted Date:-2022-01-23 10:48:46

Question: 
Which is a fixed amount for a covered service in the health sector?

1.Coinsurance

2.Deductible

3.Copay

4. Health Insurance

Posted Date:-2022-01-23 13:10:25

Question: 
Which of the following form is designed to be used by many different insurers and has exactly the same provisions?

1.Guaranteed Replacement Form

2.Standard insurance Form

3.Standard Endorsement Form

4.Standard Policy Form

Posted Date:-2022-01-23 11:37:40

Question: 
Which of the following is a combination of insurance as well as an investment?

1.Money back policy

2. Endowment plan

3.Unit Link Insurance Plan

4.Mutual Funds

Posted Date:-2022-01-23 11:30:57

Question: 
Which of the following is not the principle of insurance:

1. Utmost Good Faith

2. Principle of Contribution

3.Maximization of Profit

4.Causa Proxima

Posted Date:-2022-01-23 11:47:13

Question: 
Which of the following organization decides Repo Rate?

1.SEBI

2.RBI

3.AMFI

4.RBI

Posted Date:-2022-01-23 10:44:16

Question: 
Which of the following statements is/are true about NABARD?

1. It is a development bank in the sector of Regional Rural Banks in India.

2.It provides and regulates credits in the rural area.

3.It gives assistance for the promotion and development of rural sectors, mainly agriculture.

4.All of the these

Posted Date:-2022-01-23 09:11:10

Question: 
Which one of the following does not belong to regulatory bodies in India?

1.FMC

2.IRDA

3.PFRDA

4.SEBI

Posted Date:-2022-01-23 11:21:37

Question: 
Which one of the following does not belong to the major general insurance private sector companies in India?

1.Reliance General Insurance

2.The Oriental Insurance Company

3. Bajaj Allianz General Insurance

4. Royal Sundaram Alliance Insurance

Posted Date:-2022-01-23 12:22:30

Question: 
Which policy referring to policies that provide coverage only for the loss caused by the perils?

1.Specifies perils

2.Named Perils

3. All Risk

4. All perils

Posted Date:-2022-01-23 11:33:58

Question: 
Which was an oldest insurance company, found in 1906:

1.LIC

2.National Insurance Company

3.Agriculture Insurance Company of India

4.United India Insurance Company

Posted Date:-2022-01-23 11:40:37

Question: 
Which was the first Indian bank started solely with Indian Capital?

1.Punjab National Bank

2. Andhra Bank

3. Indian Overseas Bank

4.Syndicate Bank

Posted Date:-2022-01-23 09:07:34

Question: 
Who is the present CMD of New India Assurance Co Ltd?

1.Mohammad Mustafa

2.G. Srinivasan

3.Arun Tiwari

4.Hemant G. Rokade

Posted Date:-2022-01-23 12:01:46

Question: 
_______, who represents the interests of the insured in searching for insurance coverage at the lowest cost and highest benefit to the insured.

1.Customer

2.Cashier

3.Broker

4.Banker

Posted Date:-2022-01-23 12:08:08

Question: 
_________ is the maximum amount an insurance company will pay if an insured asset is deemed a total loss.

1. Insurance value

2.Actual value

3.Replacement value

4. Guaranteed Replacement Cost

Posted Date:-2022-01-23 11:29:09

Posted on by R4R Team

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