General knowledge(GK)/Banking Awareness General Knowledge Mcq Set 1 Sample Test,Sample questions

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Question: 
 An account is classified as dormant/inoperative when no transactions are made during last

1.4 months

2.6 years

3.1 years

4.2 years

Posted Date:-2022-01-23 06:53:38

Question: 
 In Banking terminology, NPA means

1.Non-Promise Account

2.Non-Personal Account

3.. Non-Performing Asset

4.Net-performing Asset

Posted Date:-2022-01-22 14:36:32

Question: 
 Insurance service provided by various banks is commonly known as ______

1. Investment banking

2.Portfolio management

3.Merchant banking

4.Bancassurance

Posted Date:-2022-01-22 14:54:58

Question: 
 ISRO achieved a huge milestone as it successfully tested latest and most powerful cryogenic engine for 800 seconds on 20th July 2015. This full duration test was performed successfully at ______

1. Thumba, Kerala

2. Sriharikota, Andhra Pradesh

3.Chandipur, Odisha

4.Mahendragiri, Tamilnadu

Posted Date:-2022-01-22 15:16:11

Question: 
 Loans up to _______ in other centers for purchase/construction of a dwelling unit per family under priority sector.

1.Rs. 20 lakh

2.Rs. 18 lakh

3.Rs. 15 lakh

4.Rs. 22 lakh

Posted Date:-2022-01-22 15:36:02

Question: 
 New TRAI (Telecom Regulatory Authority of India) Chairman is _____

1.R. S. Sharma

2. K. V. Chowdary

3.. Prashant Pathrabe

4.Prof Sanghmitra Bandyopadhyay

Posted Date:-2022-01-22 15:15:08

Question: 
 Press Freedom Day is observed on “

1.1st May

2.3rd May

3. 21st May

4.31st May

Posted Date:-2022-01-22 15:58:30

Question: 
 The 1,750MW Demwe mega-dam project is proposed to be built on _______ river.

1.MeghnaB. . .

2.Tapti

3.Brahmaputra

4.Lohit

Posted Date:-2022-01-22 15:57:11

Question: 
 The ICC World Twenty 20 cup 2016 hosts by _________

1.India

2.Bangladesh

3. Sri Lanka

4.England

Posted Date:-2022-01-22 15:20:42

Question: 
 The list of Important days given. Locate the correct option?

1.National Broadcasting Day - 23rd July

2.World Blood Donors Day - 14th June

3.National Doctor's Day - 1st July

4.All of the above

Posted Date:-2022-01-22 15:18:31

Question: 
 Those amounts due to vendors or suppliers that must be paid within one year are known as ___________?

1.Debtors

2.Creditor

3.Accounts Payable

4.Current Assets

Posted Date:-2022-01-22 15:37:41

Question: 
 Which of the following is NOT true when the interest rate in the economy goes up?

1.Saving increases

2.Lending decreases

3.Cost of production increases

4.Return on capital increases

Posted Date:-2022-01-22 14:55:53

Question: 
 Which of the following is true about the functions performed by RBI? (i) It is the Bank of Issue (ii) It acts as banker to the Government (iii) It is the banker of other banks (iv) It regulates the flow of credit

1.Both (i) and (ii)

2.Both (iii) and (iv)

3.All are above

4.None of the above

Posted Date:-2022-01-22 15:01:46

Question: 
 While opening an account for a minor, his date of birth should be recorded in:

1.Account opening form

2.Specimen signature card

3.ledger folio

4.All of the these

Posted Date:-2022-01-23 06:50:09

Question: 
 Who works as RBI's agent at places where it has no office of its own?

1.State Bank of India

2.Ministry of Finance

3.Government of India

4.International Monetary Fund

Posted Date:-2022-01-22 15:00:33

Question: 
. Loans to individuals for educational purposes including vocational courses up to _______ irrespective of the sanctioned amount are eligible for classification under priority sector.
A.

1.Rs. 5 lakh

2.Rs.10 lakh

3.Rs. 15 lakh

4.Rs 20 lakh

Posted Date:-2022-01-22 15:33:22

Question: 
. Short-term assets, representing amounts due to a vendor or suppliers of goods or services that were sold on credit terms is known as ______?

1.Account Receivable

2.Current Liabilities

3. Fixed Asset

4.None of the Above

Posted Date:-2022-01-22 15:40:27

Question: 
A banking account cannot be open in the case of:

1.minors

2.illiterates

3. Physically handicapped person

4. undischarged insolvent

Posted Date:-2022-01-23 06:52:50

Question: 
A bearer cheque can also be called as “

1.Order cheque

2. Closed cheque

3. Open cheque

4.Crossed cheque

Posted Date:-2022-01-22 15:55:55

Question: 
Bank loans up to a limit of ______ per borrower for building social infrastructure under priority sector.
A. .

1.Rs 1 crore

2.Rs 2 crore

3.Rs 3 crore

4.Rs 5 crore

Posted Date:-2022-01-22 15:28:28

Question: 
Bank loans up to ____ per unit to Medium Enterprises under priority sector.
A.

1.Rs. 10 crore

2.Rs. 18 crore

3.Rs. 15 crore

4.Rs 20 crore

Posted Date:-2022-01-22 15:31:55

Question: 
Bank loans up to ____ per unit to Micro and Small Enterprises under priority sector.

1.Rs. 1 crore

2.Rs. 2 crore

3.Rs. 3 crore

4.Rs. 5 crore

Posted Date:-2022-01-22 15:30:33

Question: 
Commercial arm of ISRO is ______

1.ANTRAX

2.ANTRIX

3.ANTROXD

4.ANDROID

Posted Date:-2022-01-22 15:14:14

Question: 
Father of Indian Missile Science" is ______
A.

1.A. P. J. Abdul Kalam

2.P. K. Iyengar

3.C. V. Raman

4. Sir Jagadish Chandra Bose

Posted Date:-2022-01-22 15:17:08

Question: 
FDI stands for?

1.Foreign Diverse Investment

2. Foreign Dealers in India

3.Frequent Direct Interest

4.Foreign Direct Investment

Posted Date:-2022-01-22 15:53:39

Question: 
For individual households, the loan limit is for renewable energy under priority sector ______ per borrower.
A.

1. Rs. 5 lakh

2. Rs.10 lakh

3. Rs. 15 lakh

4. Rs. 20 lakh

Posted Date:-2022-01-22 15:29:39

Question: 
Loans to individuals up to ______ in metropolitan centers (with the population of ten lakh and above) under priority sector.

1.Rs. 25 lakh

2.Rs. 18 lakh

3.Rs. 15lakh

4.Rs. 28 lakh

Posted Date:-2022-01-22 15:34:36

Question: 
On 25th July 2015, to ensure round the clock electricity supply to farmers and rural households, "Deen Dayal Upadhyaya Gram Jyoti Yojana" launched at _______

1.Suratgarh

2.Patna

3.Varanasi

4.New Delhi

Posted Date:-2022-01-22 15:19:32

Question: 
Rate of interest is determined by:

1. The rate of return on the capital invested

2.Central Government

3. Liquidity preferences

4.Commercial Banks

Posted Date:-2022-01-22 14:57:05

Question: 
Reserve Bank of India was nationalized in:

1.1946

2.1947

3.1948

4.1949

Posted Date:-2022-01-22 15:46:53

Question: 
SEBI is a ________

1.Constitutional body

2.Statutory body

3.Non statutory body

4.Advisory body

Posted Date:-2022-01-22 15:51:17

Question: 
Sugam' is a scheme launched for

1.Small tax payers

2.Pensioners getting old age pension

3.Big corporate houses

4.Getting all sorts of permission

Posted Date:-2022-01-22 14:41:15

Question: 
The Reserve Bank of India was established on _______.

1. April 1, 1935

2.July 12, 1982

3. May 26, 2006

4.September 30, 2005

Posted Date:-2022-01-22 14:59:24

Question: 
Trophy and Sport / Game event given, Pick the correct combination.

1.Cricket - ICC World Cup, Ashes cup, Ranji Trophy, Deodhar Trophy, Duleep Trophy, Irani Trophy

2.Football - FIFA cup, Durand Cup, Rovers Cup, Santosh Trophy, Subroto Cup

3.Hockey - Agha Khan Cup, Beighton Cup, Dhyan Chand Trophy, Murugappa Gold Cup

4.All of the above

Posted Date:-2022-01-22 15:22:12

Question: 
Union Minister of State for Atomic Energy for Space is ___________

1.Piyush Goyal

2.Dr. Jitendra Singh

3. V. K. Singh

4.Maneka Gandhi

Posted Date:-2022-01-22 15:13:12

Question: 
What does 'Nomination' for a deposit account in the bank mean?

1.Mandate was given by the close relatives of the depositor to settle the death claim in case of death of the depositor

2.Mandate decided by the bank to settle the death claim of its depositor

3.Mandate of the depositor in favor of one or more persons to claim the amount on death of the depositor

4.Mandate of the depositor in favor of a close relative who can claim the amount on death of the depositor

Posted Date:-2022-01-22 15:03:01

Question: 
What does FII stands for?

1.Foreign Institutional Investor

2.France Institutional Investor

3.Forestry Innovation Investment

4. Foreign Indirect Investment

Posted Date:-2022-01-22 15:52:41

Question: 
What does the letter 'L' denote in the term 'LAF' in the below-mentioned options, as referred every now and then in relation to the monetary policy of the RBI?

1.Liquidity

2.Liability

3.Leveraged

4.Longitudinal

Posted Date:-2022-01-23 06:57:25

Question: 
What does the term B2B stand for in E-commerce?

1.It means trade between business to business

2. The deals between business to bank

3.It suggests transactions between banks and capitalists

4. All of the above

Posted Date:-2022-01-23 06:58:57

Question: 
What is the full form of 'ULIP', the term which was in the news recently?

1.Universal Life & Investment Plan

2.Unit Loan & Investment Plan

3. Unit Linked Insurance Plan

4.Uniformly Loaded Investment Plan

Posted Date:-2022-01-22 14:51:42

Question: 
When did the government acquire RBI's shareholding (72.5%) in NABARD?

1.. May, 2008

2.June, 2008

3. August, 2008

4.March, 2009

Posted Date:-2022-01-22 15:08:59

Question: 
When did the Government initiate the process of amalgamation of RRBs in a phased manner?

1.September, 2005

2. March, 2009

3.June, 2009

4.March, 2010

Posted Date:-2022-01-22 15:11:56

Question: 
When did the Government of India set up the Export-Import Bank of India?

1. January, 1982

2.January, 1993

3. March, 1971

4.June, 1969

Posted Date:-2022-01-22 15:09:49

Question: 
When did the National Housing Bank start its operations?

1. July, 1982

2. July, 1988

3.April, 1980

4.March, 1971

Posted Date:-2022-01-22 15:10:51

Question: 
When were the draft guidelines for building grievance redressal mechanism within NBFCs (Non-Banking Financial Companies) published?

1. April 5, 2006

2.May 26, 2006

3. June 29, 2007

4.September 30, 2005

Posted Date:-2022-01-22 15:04:15

Question: 
When were the draft guidelines for building grievance redressal mechanism within NBFCs (Non-Banking Financial Companies) published?

1. April 5, 2006

2.May 26, 2006

3. June 29, 2007

4.September 30, 2005

Posted Date:-2022-01-22 15:04:21

Question: 
Which bank was earlier called the "Imperial Bank of India?

1.RBI

2.SBI

3.UBI

4.PNB

Posted Date:-2022-01-22 14:57:55

Question: 
Which of the following cannot be declared as insolvent?

1.Minors

2.LunaticsC

3.CorporationsD

4.All of these

Posted Date:-2022-01-23 06:56:09

Question: 
Which of the following categories under priority sector?

1. Micro, Small and Medium Enterprises

2.Education

3.Housing

4.All of the above

Posted Date:-2022-01-22 15:26:57

Question: 
Which of the following categories under priority sector?

1. Micro, Small and Medium Enterprises

2.Education

3.Housing

4.All of the above

Posted Date:-2022-01-22 15:27:11

Question: 
Which of the following is NOT a banking related term?

1.Radiation

2.Outstanding Amount

3.Explicit Guarantee

4.Benchmark Prime Lending Rate

Posted Date:-2022-01-22 14:53:22

Question: 
Which of the following schemes has been launched for providing health services in rural areas?

1.Operation Flood

2.Look East

3.SJSRY

4.ASHA

Posted Date:-2022-01-22 14:37:39

Question: 
Which of the following schemes have been launched for the school-going children?

1.Lok Jumbish

2.Mid-Day Meal

3.AYUSH

4.SarvaShikshaAbhiyan

Posted Date:-2022-01-22 14:39:22

Question: 
Which of the following would you accept as means of introduction of a savings/time deposit account?

1.A passport

2.Postal Identification card

3.Driving Licence

4.All of these

Posted Date:-2022-01-23 06:51:39

Question: 
Which subsidiary bank was merged with the State Bank of India on August 13, 2008?

1.State Bank of Hyderabad

2. State Bank of Indore

3.State Bank of Mysore

4.State Bank of Saurashtra

Posted Date:-2022-01-22 15:07:55

Question: 
Who is the winner of Tour De France 2015?

1. Alejandro Belmonte (Spain)

2.Chris Froome (Kenyan born British)

3.Fabian Cancellara (Switzerland)

4.None of the above

Posted Date:-2022-01-22 15:25:20

Question: 
__ is the amount a commercial bank needs to maintain in the form of cash, or gold or government approved securities (Bonds) before providing credit to its customers.

1.SLR

2.CRR Term

3.Deposit Rate

4.Call Money

Posted Date:-2022-01-22 15:46:05

Question: 
_____ is the rate of interest which is levied on Long-Term loans and Advances taken by commercial banks from RBI

1.Fixed Interest Rate

2. Bank Rate

3.Fixed Deposit Rates

4. Repo Rate

Posted Date:-2022-01-22 15:50:10

Question: 
_____ is the rate of interest which is levied on Short-Term loans taken by commercial banks from RBI.

1.Bank Rate

2. Reverse Repo Rate

3.Base Rate

4.Repo Rate

Posted Date:-2022-01-22 15:43:40

Question: 
________ is the amount of cash funds that the banks have to maintain with RBI.

1.Mortgage Rate

2.Base Rate

3.Cash reserve Ratio

4. None of the above

Posted Date:-2022-01-22 15:49:04

Posted on by R4R Team

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