BANK/Bank Mcq Question Set 6 Sample Test,Sample questions

Question:
 In finance, __________is a profit on an investment.

1.Return

2.Interest

3.Both (a) and (b)

4.Principal sum

Posted Date:-2021-10-25 07:21:31


Question:
A cheque returned for insufficiency of funds. Payee will have right to notice and approach court of law for justice under section 138 of which act?

1.Indian Contract Act

2.Criminal Procedure Code

3.Negotiable Instrument Act

4.Payment and Settlement Act

Posted Date:-2021-10-25 07:21:31


Question:
An instrument of qualitative credit control in India is?

1.Credit rationing

2.Bank rate policy

3.Change in reverse ratio

4.Open market operations

Posted Date:-2021-10-25 07:21:31


Question:
ASBA (Application Supported by Blocked Amounts) used with the help of banks associated with________________

1.Loans

2.Capital Market

3.Ponzi Schemes

4.World Bank Grants

Posted Date:-2021-10-25 07:21:31


Question:
Call Money, Notice Money and Term Money markets are sub-markets of the ______________.

1.USA Money Market

2.Indian Money Market

3.Japan Money Market

4.All of the above

Posted Date:-2021-10-25 07:21:31


Question:
Capital markets are also kown as_______

1.financial markets

2.share Markets

3.financial institution

4.all of the above

Posted Date:-2021-10-25 07:21:31


Question:
City Union Bank Headquarter situated in______________?

1.Asam

2.New Delhi

3.Tamil Nadu

4.Maharashtra

Posted Date:-2021-10-25 07:21:31


Question:
Finance is a field that deals with the study of____________.

1.Rules

2.Money

3.Investments

4.None of these

Posted Date:-2021-10-25 07:21:31


Question:
First Bank in India to launch Talking ATMs for differently-able person?

1.UCO Bank

2.HDFC bank

3.State Bank of India

4.Union Bank of India

Posted Date:-2021-10-25 07:21:31


Question:
First Indian bank to Introduce internet banking 

1.UCO Bank

2.ICICI bank

3.HDFC bank

4.Bank of India

Posted Date:-2021-10-25 07:21:31


Question:
First Indian bank to open a branch outside India is_______.

1.Canara Bank

2.Bank of India

3.State Bank of India

4.Punjab National Bank

Posted Date:-2021-10-25 07:21:31


Question:
if Reserve Bank of India hikes interest rates by 25 basis points in its monetary policy, then a commercial bank would like to increase it's interest rates on loans by 25 basis points of___________?

1.Base rate

2.Repo rate

3.Prime Lending Rate

4.Saving account interest rate

Posted Date:-2021-10-25 07:21:31


Question:
In finance, a derivative is a_______________.

1.Return

2.Contract

3.Legal Agreement

4.None of these

Posted Date:-2021-10-25 07:21:31


Question:
In Online Banking information processing system, A touchscreen is a/an___________?

1.Input device

2.Touch device

3.Output device

4.All of the above

Posted Date:-2021-10-25 07:21:31


Question:
�A banknote is also known as a ___________.

1.Bill

2.Paper money�

3.Simply a note

4.All of these

Posted Date:-2021-10-25 07:21:31


Question:
�The first bank purely managed by Indian was Punjab National Bank. PNB was established in Lahore in________.

1.1895

2.1905

3.1915

4.1925

Posted Date:-2021-10-25 07:21:31


Question:
Land Development Banks form a part of the?

1.Commercial Banks

2.Food Corporation of India

3.Cooperative Credit Structure

4.Industrial Development Bank of India

Posted Date:-2021-10-25 07:21:31


Question:
NBFCs are an important part of the Indian financial system. what is meant by this term?

1.Non banking Fiscal Companies

2.Non Banking Financial Companies

3.New Banking Financial Companies

4.Neo Banking Financial Confederation

Posted Date:-2021-10-25 07:21:31


Question:
Open-market operations of Reserve Bank of India refer to?

1.Auctioning

2.Trading in securities

3.Transaction in gold

4.All of these

Posted Date:-2021-10-25 07:21:31


Question:
The Bombay Stock Exchange (BSE) Established in______________.

1.1855

2.1865

3.1875

4.1885

Posted Date:-2021-10-25 07:21:31


Question:
The Government of India is planning to revive which of the following types of banks by infusing fresh capital?

1.Public Sector Banks

2.Private Sector Banks

3.Regional Rural Banks

4.Developmental Institutes who have converted themselves into Banks

Posted Date:-2021-10-25 07:21:31


Question:
The markets catering the need of short term funds are called__________.

1.Insurance

2.Money Markets

3.Capital Markets

4.None of these

Posted Date:-2021-10-25 07:21:31


Question:
The minimum number of women required for formation of women groups under Development of women and children in Rural Areas Programme is?

1.5

2.10

3.15

4.20

Posted Date:-2021-10-25 07:21:31


Question:
The New Capital Adequacy Frame work prescribed for the banks is commonly known as?

1.KYC norms

2.Credit Policy

3.Fiscal Policy

4.Basel accord

Posted Date:-2021-10-25 07:21:31


Question:
The Reserve Bank hiked the limit for foreign investment in Asset Reconstruction Companies (ARCs) from the earlier cap of 49 per cent to?

1.72%

2.74%

3.76%

4.78%

Posted Date:-2021-10-25 07:21:31


Question:
To promote the concept of charity towards the poor and the needy, the Indian government has been regularly encouraging people to donate and this donation can also be claimed as a deduction under______

1.Section 80

2.Section 80E

3.Section 80F

4.Section 80G

Posted Date:-2021-10-25 07:21:31


Question:
USSD stands for?

1.Unstructured Supplementary Service Data

2.Unstructured Supplementary Stolen Data

3.Universal Supplementary Service Data

4.Unstructured Standard Service Data

Posted Date:-2021-10-25 07:21:31


Question:
What is an Indian Depository Receipt?

1.A deposit account with a Public Sector Bank

2.A depository account with any of depositories

3.An instrument in the form of deposit receipt issued by Indian depositories

4.An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company

Posted Date:-2021-10-25 07:21:31


Question:
Which among the following is NOT a subsidiary of RBI?

1.SIDBI

2.NABARD

3.National Housing Bank

4.Bharatiya Reserve Bank Note Mudran Private Limited

Posted Date:-2021-10-25 07:21:31


Question:
Which of the following banks is limited to the needs of agriculture and rural finance?

1.SBI

2.RBI

3.IFC

4.NABARD

Posted Date:-2021-10-25 07:21:31


Question:
Which of the following cannot be called as a value Added Service offered by bank?

1.Free cheque books

2.Accident Insurance Cover

3.Instant credit of outstations cheques

4.Special Accounts for poor sections of society

Posted Date:-2021-10-25 07:21:31


Question:
Which of the following has introduced a new tool named Data Warehousing and Business Intelligence System for speedy analysis of data and identification of violations?

1.RBI

2.SBI

3.TRAI

4.IRDA

Posted Date:-2021-10-25 07:21:31


Question:
Which of the following is not a banking term?

1.MIBOR

2.Entry load

3.Letter of credit

4.Factoring services

Posted Date:-2021-10-25 07:21:31


Question:
Which of the following is not a primary function of a Bank?

1.Granting loans

2.Issuing bank drafts

3.Selling Gold/Silver Coins

4.Arranging VISA for students for abroad education

Posted Date:-2021-10-25 07:21:31


Question:
Which of the following is not classified as a Commercial Bank?

1.Foreign Bank

2.Public Sector Bank

3.Regional Rural Bank

4.Urban Cooperative Bank

Posted Date:-2021-10-25 07:21:31


Question:
Which of the following is NOT part of the scheduled banking structure in india?

1.Money Lenders

2.Public Sector Banks

3.Private Sector Banks

4.Regional Rural Banks

Posted Date:-2021-10-25 07:21:31


Question:
Which of the following is the full form of the term SLR as used in the banking sector?

1.Social Lending Ratio

2.Separate Lending Rate

3.Statutory Liquidity Ratio

4.Scheduled Liquidity Rate

Posted Date:-2021-10-25 07:21:31


Question:
Which of the following tools is used by the RBI to control credit and monetary situations of the markets

1.ECS

2.NEFT

3.CRR

4.RTGS

Posted Date:-2021-10-25 07:21:31


Question:
Which one of the following is controlled by the world wide web?

1.Virtual Banking

2.Universal banking

3.Wholesale Banking

4.None of these

Posted Date:-2021-10-25 07:21:31


Question:
Who is the chairman of the committee constituted by RBI to study issues and concerns in the Micro Finance Institutions sector?

1.C.Rangarajan

2.Y.H. Malegam

3.M.Damodaran

4.Dr K.C.Chakraborty

Posted Date:-2021-10-25 07:21:31


Question:
World Bank Headquarters is situated in?

1.UK

2.USA

3.India

4.Japan

Posted Date:-2021-10-25 07:21:31


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