According to which issue of guidelines did the RBI grant approval for the setting up of 13 new privately-owned domestic banks?
1.January, 1993
2.March, 1971
3.April, 1980
4.September, 1993
Posted Date:-2021-10-25 13:43:24
An adjustable-rate mortgage loan in which the borrower pays a very low initial interest rate, which increases after a few years is referred to as:
1.Soft Loan
2.Teaser Loan
3.Promo Loan
4.Early Bird Loan
Posted Date:-2021-10-25 13:43:24
Deposits mobilised by the banks are utilised for -
1.loans and advances
2.investment in commercial paper, shares, debentures up to stipulated ceilings
3.investment in government and other approved securities in fulfilment of liquidity stipulation
4.all of the above
Posted Date:-2021-10-25 13:43:24
Government of India, nationalised ______ major private sector banks in year 1969
1.12
2.14
3.16
4.18
Posted Date:-2021-10-25 13:43:24
Imperial Bank of India was nationalised in _______.
1.1935
2.1945
3.1955
4.1965
Posted Date:-2021-10-25 13:43:24
Imperial Bank of India was the old name of:
1.Bank of Baroda
2.Allahabad Bank
3.State Bank of India
4.Reserve Bank of India
Posted Date:-2021-10-25 13:43:24
In India, Credit Rating Agencies are regulated by:
1.RBI
2.SEBI
3.Ministry of Finance
4.National Statistical Organisation (NSO)
Posted Date:-2021-10-25 13:43:24
In which year was the Banking Regulation Act passed?
1.1945
2.1949
3.1955
4.1959
Posted Date:-2021-10-25 13:43:24
In which year, the first bank of India "Bank of Hindustan" was established ?
1.1770
2.1775
3.1780
4.1785
Posted Date:-2021-10-25 13:43:23
Money market is a market for:
1.Short term
2.Long term
3.Medium term
4.It is a one day lending and borrowing market
Posted Date:-2021-10-25 13:43:24
Oudh Commercial Bank was founded in _______.
1.1881
2.1894
3.1913
4.1917
Posted Date:-2021-10-25 13:43:24
Punjab National Bank was established in ________.
1.1890
2.1894
3.1917
4.1922
Posted Date:-2021-10-25 13:43:24
The duration of fund raising from the commercial banks to the extent of RIDFs shortfall in agricultural lending is _________.
1.daily
2.weekly
3.monthly
4.yearly
Posted Date:-2021-10-25 13:43:24
The main objectives of the Export-Import Bank (EXIM Bank) are:
1.to ensure an integrated and coordinated approach to solving the problems of exporters
2.to tap domestic and overseas markets for resources, undertake development and finance activities in the areas of exports.
3.to provide financial assistance to the exporters and importers and act as the principal financial institution for coordinating the working of other institutions engaged in financing exports and import
4.all of the above
Posted Date:-2021-10-25 13:43:24
The new privately-owned domestic banks that started functioning with the approval of the RBI as per the issue of guidelines in January 1993 include:
1.Bank of Punjab Ltd. (Chandigarh)
2.Global Trust Bank Ltd. (Secunderabad)
3.Centurion Bank Ltd. (Since amalgamated with HDFC Bank in 2008) (Panaji)
4.All of the above
Posted Date:-2021-10-25 13:43:24
The ownership structure of Regional Rural Banks (RRBs) comprises of:
1.Central Govt., State Govt. and Sponsor Bank
2.Sponsor Bank, Reserve Bank of India and NABARD
3.Central Govt., State Govt., Reserve Bank of India (RBI)
4.Sponsor Bank, Reserve Bank of India (RBI) and State Govt.
Posted Date:-2021-10-25 13:43:24
The performance of which scheme does the National Housing Bank monitor?
1.Liberalized Finance Scheme
2.Finance scheme for indirect loans
3.Energy Efficient Housing Finance Scheme
4.Golden Jubilee Rural Housing Finance Scheme
Posted Date:-2021-10-25 13:43:24
The RBI sanctioned the amalgamation of the Centurion Bank with the HDFC Bank on ______.
1.March 31, 2009
2.May 23, 2008
3.June 30, 2009
4.August 13, 2008
Posted Date:-2021-10-25 13:43:24
The Reserve Bank of India was established on _______.
1.April 1, 1935
2.April 12, 1939
3.July 12, 1982
4.May 26, 2006
Posted Date:-2021-10-25 13:43:24
The subsidiary banks attached to the State Bank are:
1.State Bank of Hyderabad
2.State Bank of Mysore
3.State Bank of Saurashtra
4.All of the above
Posted Date:-2021-10-25 13:43:24
Under which kind of banking, the purchasing through net banking comes?
1.M-commerce
2.P-commerce
3.Online banking
4.Offline banking
Posted Date:-2021-10-25 13:43:24
What does letter U stand for in abbreviation ULIP ?
1.Unit
2.Urban
3.Unified
4.Underwriting
Posted Date:-2021-10-25 13:43:24
What is the full form of MIBOR?
1.Mobile Inter Bank Offered Rate
2.Minimum Instruction Board of Resources
3.Money International Banking Organization Research
4.None of these
Posted Date:-2021-10-25 13:43:24
What is the main function of international monetary fund?
1.Act as private sector lending arm of the World Bank
2.Finance investment loans to developing countries
3.Arrange international deposits from banks
4.Help to solve Balance of Payment problems of member countries.
Posted Date:-2021-10-25 13:43:24
When did the banking crisis of 1913-1917 end?
1.1949
2.1959
3.1969
4.1979
Posted Date:-2021-10-25 13:43:24
When did the Government initiate the process of amalgamation of RRBs in a phased manner?
1.October, 2001
2.September, 2005
3.March, 2009
4.June, 2010
Posted Date:-2021-10-25 13:43:24
When did the Government of India appoint a committee under the chairmanship of Shri M.Narasimham to strengthen the banking system?
1.December, 1997
2.April, 1998
3.September, 2005
4.May, 2006
Posted Date:-2021-10-25 13:43:24
When did the Government of India set up the Export-Import Bank of India?
1.June, 1969
2.March, 1971
3.January, 1982
4.January, 1993
Posted Date:-2021-10-25 13:43:24
When did the National Bank of Agriculture and Rural Development establish?
1.June, 1951
2.June, 1961
3.July, 1969
4.July, 1982
Posted Date:-2021-10-25 13:43:24
When did the National Housing Bank start its operations?
1.July, 1982
2.July, 1984
3.July, 1988
4.July, 1994
Posted Date:-2021-10-25 13:43:24
When did the nationalisation of major banks happen?
1.June, 1951
2.June, 1955
3.June, 1959
4.July, 1969
Posted Date:-2021-10-25 13:43:24
Which among the following accounts are allowed to be operated by cheques?
1.Current Account and Loan Account
2.Savings and Current Account
3.Fixed Deposit Account and Loan Account
4.Savings Account and Fixed Deposit Account
Posted Date:-2021-10-25 13:43:24
Which among the following are the correct locations of three presidency banks during British India?
1.Surat, Madras, Bombay
2.Surat, Calcutta, Madras
3.Bombay, Surat, Calcutta
4.Calcutta, Madras, Bombay
Posted Date:-2021-10-25 13:43:24
Which among the following is a Public Sector Bank in India?
1.Dena Bank
2.IndusInd Bank
3.Karnataka Bank
4.ING Vysya Bank
Posted Date:-2021-10-25 13:43:24
Which among the following is not a public sector bank?
1.UCO Bank
2.Vijaya Bank
3.Allahabad Bank
4.City Union Bank
Posted Date:-2021-10-25 13:43:24
Which among the following public sector banks, has its headquarters in Kolkata?
1.UCO Bank
2.Syndicate Bank
3.Corporation Bank
4.Oriental Bank of Commerce
Posted Date:-2021-10-25 13:43:24
Which bank had the highest concentrations of operations overseas in 2010?
1.Bank of India
2.Bank of Baroda
3.State Bank of India
4.Union Bank of India
Posted Date:-2021-10-25 13:43:24
Which bank was baptised as the State Bank of India?
1.Indian Bank
2.New Bank of India
3.United Bank of India
4.Imperial Bank of India
Posted Date:-2021-10-25 13:43:24
Which Bank was established in 1881 in Faizabad, and was the first commercial bank in India having limited liability and an entirely Indian board of directors?
1.Indus Commercial Bank
2.Oudh Commercial Bank
3.Royal Commercial Bank
4.Imperial Commercial Bank
Posted Date:-2021-10-25 13:43:24
Which bank was united with the Punjab National Bank in 1993?
1.New Bank of India
2.Imperial Bank of India
3.Oudh Commercial Bank
4.Punjab and Sind Bank
Posted Date:-2021-10-25 13:43:24
Which is the largest commercial bank of the country?
1.Bank of India
2.Canara Bank
3.State Bank of India
4.Union Bank of India
Posted Date:-2021-10-25 13:43:24
Which movement encouraged the formation of commercial banks?
1.Swadeshi movement
2.Quit India Movement
3.Non Cooperation Movement
4.Civil Disobedience Movement
Posted Date:-2021-10-25 13:43:24
Which of the following is the oldest Joint Stock Bank of India?
1.Bank of India
2.Patiala Bank
3.Bank of Baroda
4.Allahabad Bank
Posted Date:-2021-10-25 13:43:24
Which of the following is true about the functions performed by RBI -
1.It is the Bank of Issue
2.It is the banker of other banks
3.It regulates the flow of credit
4.All of the above
Posted Date:-2021-10-25 13:43:24
Which one of the subsidiary banks was merged with the State Bank of India on August 13, 2008?
1.State Bank of Indore
2.State Bank of Mysore
3.State Bank of Saurashtra
4.State Bank of Hyderabad
Posted Date:-2021-10-25 13:43:24
Which was the first in India with limited liability?
1.Oudh Commercial Bank
2.State Bank of India
3.Punjab National Bank
4.Imperial Bank of India
Posted Date:-2021-10-25 13:43:24
Which was the second bank in India with limited liability?
1.New Bank of India
2.State Bank of India
3.Imperial Bank of India
4.Punjab National Bank
Posted Date:-2021-10-25 13:43:24